Welcome on the Mps API documentation.
Presentation of Mipise Payment Services
The Mipise Payment Services API is a comprehensive "Payment As A Service" solution, designed specifically for digital platforms such as marketplaces, crowdfunding platforms, and any business requiring a smooth, secure, and fully customizable payment services integration.Our RESTful API provides you with robust, modular technology, giving you the necessary tools to build entirely tailored payment journeys. This covers the entire lifecycle of your users: from their onboarding and identity verification (KYC/KYB), to the creation and management of their payment accounts, and finally to the execution and tracking of all transactions.As a licensed institution registered by the french regulator (ACPR) under the bank code 17838, Mipise Payment Services ensures your operations are in full compliance with current European regulations, notably the Payment Services Directive (PSD2) and Anti-Money Laundering and Counter-Terrorist Financing (AML/CFT) obligations.
Services Offered via the API
- Onboarding & KYC/KYB: onboarding and identity verification of your users (natural and legal persons), including document collection and identification of ultimate beneficial owners (UBOs) for the legal person.
- Payment Account Management: Creation and management of payment accounts for your users to receive, hold, and send funds.
- Payment Methods: Acceptance and issuance of payments via multiple methods, including SEPA transfers (SCT In/Out), direct debits (SDD in/Out), and PayIn by card payments.
- Compliance and Security: Robust processes for Strong Customer Authentication (SCA), transaction monitoring, and GDPR-compliant data management.